- Credit score on all three bureaus 680+
- Under 40% utilization on each revolving accounts
- No more than 4-6 inquiries per bureau in the last 12 months- preferably less
- No more than 4 unsecured accounts opened in past 12 months
- No bankruptcies within the past 7 years
- No open(unpaid) collections or judgments
- No late payments in 24 months
- Seasoned bank card trade lines 2K limit + (preferred)(Must have minimum of two (2) open revolving account with a year and a half to two years good payment history )
Terms of the Credit Line Hybrid:
- 0% interest for 6 to 18 months
- Interest rates vary with each credit line
Cost of the Credit Line Hybrid:
NO UPFRONT FEES 9.9% success rate fee once funding is complete which can be paid with new card
Video
![](https://suitelogin-production.s3.us-east-2.amazonaws.com/wp-content/uploads/2016/02/03210233/Screen-Shot-2016-02-25-at-5.59.11-PM.png)
Example
Ted has wonderful personal credit and needed some funds to start his business. His highest reporting personal credit card is $10,000. He received $50,000 in business credit cards and was able to open his business location.