In a nutshell, how do I get business credit that's not linked to my SSN?
Just like how consumer credit is linked to your SSN, your business credit is linked to your EIN. This means when applying for business credit, it’s usually not required to include your SSN.
Once you properly establish your business entity and credibility, you start off building your business credit profile with smaller vendor accounts.
As your business pays those retailers you will then qualify for revolving store credit cards, and then cash credit you can use anywhere, just like a normal personal credit card.